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The Math Of Finance - 6th Grade Math TEKS

The content below is derived from the Mathworks Math Explorations middle school math textbooks.

Personal Financial Literacy

The student applies mathematical process standards to develop an economic way of thinking and problem solving useful in one's life as a knowledgeable consumer and investor. The student is expected to:

  • compare the features and costs of a checking account and a debit card offered by different local financial institutions;
  • distinguish between debit cards and credit cards;
  • balance a check register that includes deposits, withdrawals, and transfers;
  • explain why it is important to establish a positive credit history;
  • describe the information in a credit report and how long it is retained;
  • describe the value of credit reports to borrowers and to lenders;
  • explain various methods to pay for college, including through savings, grants, scholarships, student loans, and work-study; and
  • compare the annual salary of several occupations requiring various levels of post-secondary education or vocational training and calculate the effects of the different annual salaries on lifetime income.