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Course and Textbook Information

These programs are designed to fulfill the education requirements to sit for the CFP® Certification Examination. 

Fundamentals of Financial Planning and Insurance

This course introduces participants to the theory and practice of financial planning. It provides an overview of the financial planning process and offers guidance for managing a client's risk while achieving goals through savings and investments. Topics include life, health, disability and long-term care as well as property, Social Security and personal liability insurance. In addition, the course covers time value of money, education and retirement funding. A financial calculator, such as an HP 12C or 10BII, is required.

Course Materials:

  • Fundamentals of Financial Planning, 3rd Edition, (Money Education)
    ISBN: 978-1-936602-09-4 (hard cover)
    ISBN: 978-1-936602-10-0 (soft cover)
  • Fundamentals of Financial Planning and Insurance, 3rd Edition, (Money Education)
    ISBN:  978-1-936602-11-7
      - Order online at OR
      - Order by calling the publisher at: (888) 295-6023
  • Financial Calculator Essentials, 2nd Edition, Joseph M. Gillice (Dalton Education)
    ISBN: 0-9820884-1-8
      - Order online at OR
    - Order by calling Dalton Education at: (877) 426-2373

Investment Planning

This course introduces concepts regarding modern portfolio theory, risk reduction, debt and equity securities, derivatives (including options and futures contracts) and asset allocation strategies. Participants will learn how to determine a client's risk tolerance and select appropriate assets based on the assessed risk tolerance and the client's goals.

Course Materials: 

  • Fundamentals of Investing, Gitman & Joehnk, 12th Edition, Pearson Addison Wesley ISBN: 0133075400
    - Order online at:

Income Tax Planning

This course provides detailed coverage of gross income inclusions, exclusions, deductions before and after adjusted gross income, and tax credits, while focusing on the taxation of individuals, sole proprietorships, C-corps, S-corps, partnerships and LLCs.  In addition, participants will learn planning techniques for taxation avoidance and minimization strategies.

Course Materials:

  • Income Tax Planning, 6th Edition, E. Vance Grange, Thomas P. Langdon, Michael A. Dalton (ME – Your Money Education Resource) ISBN: 978-1-936602-13-1 
      - Order online at or
      - Order
    by calling Customer Service at: (888)295-6023

Retirement Planning

This course provides a comprehensive overview of qualified (defined benefit, profit share, 401(k) plans and non-qualified (deferred compensation, incentive stock options, employee stock purchase plans) retirement plans, other tax-advantaged plans (SIMPLE, Roth and traditional IRAs), and employee benefits.  This course also presents an overview of the Social Security disability and health care programs such as Medicare.

Course Materials:

  • Retirement Planning and Employee Benefits, 9th Edition, Michael A. Dalton (ME – Your Money Education Resource)
    ISBN: 978-1-936602-14-8 
      - Order online at or
      - Order
    by calling customer service at: (888) 295-6023

Estate Planning

This course provides professionals with an introduction to wills, trusts, the probate process and the taxation of estates.  Course participants will also learn the tax implications of gifts and bequests during lifetime and at death.  The approach provides students with taxation avoidance and minimization techniques useful in planning a client's estate.

Course Materials:

  • Estate Planning, 8th Edition, Michael A. Dalton, Thomas P. Langdon (ME – Your Money Education Resource) ISBN: 978-1-936602-18-6  
      - Order online at or
      - Order by calling customer service at: (888) 295-6023

Financial Plan Presentation

The Financial Plan Presentation Capstone course consists of both online, self-paced study combined with live-online instruction.  Students will learn how to prepare and present a financial plan using financial planning software and multiple approaches to identifying and planning for a client's goals and risks. This course does fulfill the CFP Board's Capstone Course requirement.

Course Materials:

Cases in Financial Planning, 1st Edition, Michael A. Dalton, James F. Dalton, Katheleen F. Oakley  
ISBN: 978-1-936602-08-7